EXTRA: Build Credit with Debit Copy Update

Get the Extra Debit Card - the first debit card that helps you build credit. Start your journey to better credit and enjoy the benefits of swiping the Extra Debit Card daily. Track your purchases, earn reward points*, and build credit while you spend.

• Apply in less than 15 minutes
• No credit check required
• Earn up to 1% back in reward points*
• Get the most stylish debit card
• Explore our plans and apply securely online on our website

HOW IT WORKS:

• Sign up by linking your bank account* and receive a spending limit based on your bank balance*, without undergoing a credit check
• When you use your Extra Debit Card, we cover the purchase and automatically reimburse ourselves the next business day
• At the end of each month, we compile all your transactions and report them to credit bureaus as credit-worthy payments

Download our new and improved app today to access exclusive content on credit, browse our Rewards Store, and enjoy exciting giveaways for MacBooks, PS5s, gas cards, and more. Manage your card with ease and look forward to more enticing features in the future.

REDEEM POINTS IN THE REWARDS STORE*:

Spend your reward points on a range of items, including must-have tech, stylish home goods, captivating books, and much more!

Cultivating better credit can open doors for you. Qualify for an apartment, purchase your dream home, or secure better interest rates on car loans - all thanks to improved credit.

FAQs:

Is Extra a Secured Card?

No, the Extra Debit Card is not a secured card. Members connect their bank account* to build credit* with debit and earn reward points* using their own funds.

Why should I trust Extra with my bank account?

We utilize Plaid to establish a secure connection with your bank account. Plaid employs encryption and adheres to internationally recognized security standards to safeguard your information.

*Pricing and reward availability vary depending on the selected plan and term. The impact on your credit score may vary based on your usage. Extra is obligated to report both on-time and late payments, which may affect your credit score. To transact with your Extra Debit Card, you must have an active, Plaid-compatible bank account linked to Extra's services. Extra determines each cardholder's spending power through a proprietary data-driven risk model, employing objective signals to identify those capable of paying for their transactions.

The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank, N.A. (Member FDIC), under license from Mastercard International. It can be used wherever Debit Mastercard is accepted. Loans provided by Lead Bank. Banks are not responsible for credit reporting.

Advertised credit claims represent typical outcomes for customers who follow Extra's recommendations, based on a study using Experian data. For more information, please visit extra.app/study.